Effective as of September 27th, 2022.
These Terms of Service (“Terms”) are a legal agreement between You (“You” or “User”) and Merchro Money, Inc. (“Merchro”) governing Your use of Your individual account with Merchro (“Merchro Account”), Your use of our website located at www.useMerchro.com and the associated software, systems and services, including the Merchro Activity Feed, Merchro Insights, Merchro Pay, Merchro Splits, Merchro Invoices, and Merchro Manager services (collectively, the “Merchro Services”). You should read all the Terms carefully.
By using the Merchro Services, You agree to these Terms and any policies referenced herein (“Policies”), including limit Merchro’s liability, and terms that require resolution of disputes by arbitration. You also agree to any additional terms specific to the particular Merchro Services You use (“Additional Terms”), which become part of these Terms.
Only businesses (including sole proprietors) located in the United States are eligible to use the Merchro Services. You acknowledge and agree that You will not use the Merchro Services for any personal, family, or household purposes. You represent to us that You have authority to bind Your business or entity to these Terms, and that Your business accepts these Terms.
You acknowledge and agree that Your use of the Merchro Services with any third party You have independently engaged is done solely at the User's own discretion and pursuant to the User's own terms/conditions with such party. You acknowledge and agree that Merchro is not otherwise liable for such third parties' compliance with any applicable laws and regulations with respect to the services offered directly to Users.
You understand that Merchro partners with certain third parties that Merchro utilizes in connection with provision of payment services (“Payment Service Providers”). These Payment Service Providers provide various services, including processing, collecting, holding, sending, and receiving Payments on Your behalf to designated Recipients. All payments services in connection with the Merchro Services are performed by Merchro’s Payment Service Providers. The following terms and conditions of Merchro’s Payment Service Providers (“Payment Service Provider Terms”), as amended from time to time by such Payment Service Provider, apply to Your use of the Merchro Services, and are incorporated by reference into these Terms:
a. Stripe Connected Account Agreement, available here: https://stripe.com/connect-account/legal
b. Stripe Services Agreement – United States, available here: https://stripe.com/ssa
c. Stripe Global Privacy Policy – Worldwide, available here: https://stripe.com/privacy
d. Plaid End User Privacy Policy, available here: https://plaid.com/legal/#end-user-privacy-policy
e. Plaid End User Services Agreement – United States, available here: https://plaid.com/legal/#end-user-services-agreement-us
You agree that Merchro may update these Terms at any time without notice as we deem necessary by posting the revised version on our website (“Merchro Website”) or communicating it to You through the Merchro Services. The amended Terms will be effective as of the time posted. Your continued use of the Merchro Services constitutes Your acceptance of the amended Terms.
You agree that we may communicate with You electronically with respect to important information regarding the Merchro Services or Your Merchro Account. We may also provide notices to You by posting them on the Merchro Website, or by sending them to the email address linked to Your Merchro Account. Merchro Website and email notices shall be considered received by You within 24 hours of the time posted or sent.
Except as otherwise stated, You must send notices to Merchro at the following email address: [email protected].